Legal

SMS Program Terms

Last updated: September 2026

Program description

By opting in, you agree to receive recurring text messages (SMS/MMS) from Emerge Financial Solutions at the mobile number you provided. Messages relate to your inquiry and may include responses to your questions, appointment scheduling and reminders, document and account updates, and information about your loan and debt resolution options. Some messages may be sent using automated technology, including AI-assisted messaging.

How to opt in

You can opt in by checking the consent box on a form on our website, or by texting a keyword to our number and confirming with YES. Consent is not a condition of purchasing any goods or services.

Message frequency

Message frequency varies based on your inquiry and the stage of your review.

Message and data rates

Message and data rates may apply. Check with your wireless carrier for details about your plan.

How to opt out

Reply STOP to any message at any time to cancel. You'll receive one final confirmation message and then no further texts. You may also opt out by calling (510) 903-9979 or emailing [email protected].

Help

Reply HELP to any message for assistance, or contact us at (510) 903-9979 / [email protected].

Supported carriers

Messages are supported on major U.S. carriers. Carriers are not liable for delayed or undelivered messages.

Privacy

Your mobile information is handled as described in our Privacy Policy. We do not sell your mobile number or SMS opt-in consent to third parties for their own marketing purposes.

Contact

Emerge Financial Solutions
7545 Irvine Center Drive, Suite 200
Irvine, CA 92618
(510) 903-9979 · [email protected]

Emerge Financial Solutions is a marketplace that connects consumers with participating lenders and debt resolution providers. We are not a lender and do not make credit decisions. Not all consumers will qualify for a loan or for any particular program. Loan availability, amounts, rates, and terms are determined solely by the lender and are subject to credit approval. Debt resolution programs are not available in all states; results vary and are not guaranteed; enrollment may negatively affect your credit, may result in continued collection activity or legal action by creditors, and forgiven debt may have tax consequences. We do not provide legal, tax, or credit repair services. Fees for debt resolution services are charged only after a settlement is reached and a payment is made toward it.

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